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The smart way to finance your joyride

The smart way to finance your joyride.

Take control of your powersports shopping experience! Get approved for Motorcycle, RV, ATV, Boat, or SeaDoo loans, and find your perfect JOYRIDE —all from the comfort of your own home— in under 3 minutes.

1 Budget Discovery

The first step is to learn what your true budget is, in other words what you can actually get approved for. This is done by completing our online application here.

Financing Calculator
2 Financing Approval

Once we have your application we will work to get you the best approval options possible. This will allow us to see what vehicles from our extensive inventory you can qualify for.

30 Second Pre-Approval
3 Vehicle Selection

Once your approval is in place, enjoy the freedom of choosing a vehicle from our featured inventory pool, or find your dream machine on Facebook Marketplace, Kijiji or even your local dealer!

Canada's Largest Inventory Pool

Yes, It's Different. Yes, It Works.

We understand that this is not the traditional way to shop powersports, but the traditional way is outdated and has some serious flaws.

Traditional Vehicle Shopping

Inefficient

Trips to multiple dealerships, negotiating with salespeople, bank appointments, the entire process can result in a lot of unnecessary stress.

Time Consuming

Spend hours or days looking at options without knowing what type of financing you can get approved for.

Potential Rejection

There is nothing worse than spending all that time finding a machine you love just to discover you can't actually get approved for a loan to buy it!

Joyride Financial

Fast & Easy

Complete our free online application in under 3 minutes from anywhere, at anytime.

Stress-free

We take care of everything. We get you the best rate possible and only show you vehicles you qualify for. Once you choose the JOYRIDE you want, we will deliver it to your home for free!

Any Credit Accepted

We believe that every Canadian should have access to the financing they need, regardless of their credit situation. No fear of rejection here! Get Started Now.